🚀 Now live: Stablecoin Rail with 4.1% USDC rewards.

Flagship technology

SuperAPI.
One Endpoint.
Every Payment Rail.

Stop managing five different integrations. Access ACH, Wire, Real-Time Payments, Stablecoins, and Open Banking through a single, unified API endpoint.

Book a Demo

Documentation

8,000+

Bank Connections

SOC 2

Certified

import { OmniWire } from '@omniwire/sdk';

const client = new OmniWire({ apiKey: process.env.OMNIWIRE_API_KEY });

// ACH Payment - 1-2 business days
await client.payments.create({
  rail: 'ach',
  amount: 100000,
  destination: { accountNumber: '***1234', routingNumber: '021000021' }
});

// Wire Transfer - Same day
await client.payments.create({
  rail: 'wire',
  amount: 250000,
  destination: { accountNumber: '***5678', routingNumber: '026009593' }
});

// Real-Time Payment - Instant
await client.payments.create({
  rail: 'rtp',
  amount: 5000,
  recipient: { phoneNumber: '+1-555-0123' }
});

// Stablecoin - Instant + 4.1% rewards
await client.crypto.convert({
  from: 'USD',
  to: 'USDC',
  amount: 100000
});

// Same API. Different rails. One integration.

What is SuperAPI?

SuperAPI acts as your single point of integration to the entire U.S. financial system. We've built direct relationships with sponsor banks, payment networks, and infrastructure providers—so you don't have to.

Architecture & Data Flow

From API request to settlement—how SuperAPI processes payments across multiple rails.

Automatic Failover

If one payment rail is unavailable, SuperAPI automatically routes to an alternative rail without requiring code changes.

Smart Rail Selection

Let SuperAPI choose the optimal rail based on speed, cost, availability, and transaction requirements. Or specify explicitly.

Built-in Compliance

Automated KYC/AML screening, transaction monitoring, sanctions checking, and regulatory reporting across all rails.

Unified Analytics

Track transaction volume, success rates, and costs across all payment rails from a single dashboard.

Real-Time Webhooks

Receive instant notifications for transaction status changes, settlements, and errors—consistent format.

Multi-Rail Transactions

Split a single payment across multiple rails, batch transactions, or chain operations seamlessly.

Developer Tools

SDKs for Node.js, Python, Ruby, PHP, Java. Sandbox environment, API explorer, and comprehensive docs.

Stablecoin Integration

Instant USD/USDC conversion through Kraken partnership. Earn 4.1% rewards on holdings. On-ramp/off-ramp built-in.

Open Banking Access

Account verification, balance checks, and transaction history across 8,000+ U.S. financial institutions.

Powerful Out of the Box

Everything you need to build production-ready financial services.

ACH Payment

Standard batch processing, 1-2 day settlement

Multiple SDKs

Sandbox

Documentation

const achPayment = await client.payments.create({
  rail: 'ach',
  type: 'debit',
  amount: 50000, // $500.00
  currency: 'USD',
  
  source: {
    accountNumber: '***1234',
    routingNumber: '021000021'
  },
  
  speed: 'same_day' // or 'standard'
});

Wire Transfer

High-value, same-day settlement

Multiple SDKs

Sandbox

Documentation

const wirePayment = await client.payments.create({
  rail: 'wire',
  type: 'domestic', // or 'international'
  amount: 250000, // $2,500.00
  currency: 'USD',
  
  beneficiary: {
    name: 'Acme Corp',
    accountNumber: '987654321',
    routingNumber: '026009593'
  }
});

Real-Time Payment

Instant settlement, 24/7/365

Multiple SDKs

Sandbox

Documentation

const rtpPayment = await client.payments.create({
  rail: 'rtp',
  amount: 5000, // $50.00
  currency: 'USD',
  
  recipient: {
    phoneNumber: '+1-555-0123',
    // or email, debit card, etc.
  },
  
  message: 'Payment for services'
});

Stablecoin Conversion

Instant USD/USDC with 4.1% rewards

Multiple SDKs

Sandbox

Documentation

const conversion = await client.crypto.convert({
  from: 'USD',
  to: 'USDC',
  amount: 100000, // $1,000
  
  sourceAccount: 'acct_123',
  destinationWallet: '0x742d35Cc...'
});

// Check rewards
const balance = await client.crypto.getBalance({
  currency: 'USDC'
});
console.log(balance.apy); // "4.1%"

Architecture & Data Flow

From API request to settlement—how SuperAPI processes payments across multiple rails.

API Request

Your application calls SuperAPI with transaction details and preferred rail.

Routing Engine

SuperAPI validates, applies compliance checks, and routes to appropriate rail.

Network Processing

Transaction is submitted to ACH, Wire, RTP, or other networks for processing.

Settlement Webhook

Funds settle, you receive real-time webhook notification with status update.

SuperAPI vs. Managing Rails Separately

The difference between unified infrastructure and integration hell.

Competition

Integration Time

3-5 days to production

18+ months to build

Payment Rails

5+ rails, one API

5 separate integrations

API Consistency

Unified interface

Different APIs per rail

Authentication

Single API key

5 different keys

Compliance

Built-in KYC/AML

Build yourself

Uptime SLA

99.99% guaranteed

No guarantee

Error Handling

Standardized codes

Different per vendor

Webhooks

Unified format

5 different formats

Development Cost

$0 upfront

$2M-$5M investment

Have more questions?

Reach out to our expert support team

Omniwire Inc. is registered in Delaware, USA (No. 7429156). Banking services provided through partnerships with FDIC-insured financial institutions. Omniwire is not a bank. Funds held in For Benefit Of (FBO) accounts at our partner banks are FDIC-insured up to $250,000 per depositor. Card services provided pursuant to licenses by Visa U.S.A. Inc. and Shazam Network. Money transmission services authorized by state regulatory agencies where required. OmniWire operates as a technology service provider in partnership with licensed financial institutions and complies with all applicable federal and state banking regulations including the Bank Secrecy Act (BSA) and USA PATRIOT Act.

SuperAPI.One Endpoint.Every Payment Rail.

SuperAPI.
One Endpoint.
Every Payment Rail.